Terms and Conditions
Razan's Blogs – Last Updated: February 21, 2026
Welcome to Razan's Blog
Welcome to Razan's Blog (rajeshowerbhattarai.com.np) – a trusted educational platform dedicated to Accounting, Finance, Business Studies, Loksewa preparation, and competitive exam resources. These Terms and Conditions (“Terms”) govern your access to and use of our website and related services. By accessing or using Razan Blogs, you agree to be legally bound by these Terms.
1. Acceptance of Terms
Agreement to Terms
By accessing and using Razan's Blog, you accept and agree to comply with these Terms and Conditions. Razan's Blog is owned and operated by Rajeshower Bhattarai, Nepal. If you do not agree with any part of these Terms, please discontinue use of this website immediately.
- These Terms apply to all visitors, users, and readers.
- Your use of this website is conditioned upon acceptance of these Terms.
- We reserve the right to update or modify these Terms at any time without prior notice.
- Continued use of the website after changes constitutes acceptance of the updated Terms.
2. Use License & Permissions
Permitted Uses
Razan's Blog grants you a limited, non-exclusive, non-transferable license to access and use the website for personal, educational, and non-commercial purposes only. This includes using our free study materials, reading tutorials, accessing exam notes, and implementing tips and strategies.
- Study Materials: Use our Accounting, Finance, Business Studies, and Loksewa preparation notes for personal and educational purposes.
- Tutorials: Access our step-by-step guides covering managerial concepts, financial management, and exam strategies.
- Exam Resources: Utilize PDFs, MCQs, and practice questions available on our platform to prepare effectively for competitive exams.
- Tips & Guides: Read and implement productivity tips, study strategies, and exam preparation advice.
- Sharing: Share links to rajeshowerbhattarai.com.np content with proper attribution to Razan's Blog.
Prohibited Uses
You may NOT: redistribute our study materials, sell access to our content, copy tutorials or PDFs for commercial purposes, reproduce exam notes for profit, or create competing platforms using our content without written permission from Rajeshower Bhattarai. All content on Razan's Blog is intended for personal and educational use only, and any unauthorized commercial use or reproduction is strictly prohibited.
3. User Responsibilities
Your Obligations
As a user of Razan's Blog, you agree to use our free study materials, tutorials, PDFs, and exam tips responsibly. You must comply with applicable Nepalese laws and regulations while using our platform.
- Use rajeshowerbhattarai.com.np only for lawful purposes and personal/educational use.
- Do not attempt to hack, disrupt, or overload our blog site.
- Respect copyright of tutorials, notes, PDFs, and other content on our platform.
- Provide accurate contact information when reaching out to bhattarairajeshwor@gmail.com
- Do not use our content for illegal activities, spam, or commercial redistribution without permission.
- Give proper credit to Razan's Blog when sharing our content.
- Report any technical issues or inappropriate content to us promptly.
4. Content Guidelines & Standards
Our Content Standards
Razan's Blog provides original study materials, tutorials, and resources focused on Loksewa exam preparation and competitive exam preparation. Our content is created by Rajeshower Bhattarai & Sudikshya Poudel with practical, real-world applications for students and aspirants.
- Educational Focus: Our notes, and guides are primarily designed to simplify banking exam, competitive exam and Loksewa exam preparation.
- Free Resources: We provide genuinely free study materials, PDFs, and practice questions without hidden charges or restrictions.
- Curated Exam Content: Study notes, MCQs, and preparation tips are carefully selected for quality and relevance.
- Practical Tutorials: Step-by-step guides for exam preparation, financial calculations, and managerial concepts.
- Regular Updates: Content is updated periodically based on latest exam trends, syllabus changes, and user feedback.
5. Privacy & Data Collection
Data Protection
Razan's Blog respects your privacy. We collect only minimal data necessary for website functionality and user communication. Contact information is collected only when you voluntarily email us at bhattarairajeshwor@gmail.com.
- We collect email addresses only when you contact us at bhattarairajeshwor@gmail.com .
- Basic website analytics help us understand which articles and study materials are most popular.
- We do not sell, share, or rent your personal information to any third parties.
- No user accounts or registration are required to access our free study resources.
- You can request data deletion by emailing bhattarairajeshwor@gmail.com
- All data is stored securely and handled in accordance with applicable Nepalese laws.
6. Disclaimers & Limitations
Important Limitations
While Razan's Blog strives to provide accurate educational information and reliable study resources, users should understand the limitations of our free platform and use content at their own discretion.
- Free Service: Razan's Blog is provided free of charge; we cannot guarantee 100% uptime or uninterrupted availability.
- Educational Content: Exam preparation notes, and exam tips are provided for learning purposes only; results may vary depending on individual effort and preparation level.
- Exam Resources: Practice questions and study materials are based on research and experience; we do not guarantee success in any examination.
- Content Limitations: Free study materials may not cover the entire syllabus in exhaustive detail; users are encouraged to consult official sources as well.
- External Links: We may link to external resources, but we are not responsible for their content, accuracy, or availability.
7. Termination of Access
Access Termination
Rajeshower Bhattarai reserves the right to block or restrict access to rajeshowerbhattarai.com.np for users who misuse our study materials, violate copyright, or engage in harmful or unlawful activities. Most issues can be resolved by contacting us at bhattarairajeshwor@gmail.com.
Access may be restricted for: attempting to hack or disrupt our website, redistributing our content commercially without permission, using our materials for spam or illegal activities, or repeatedly violating these Terms and Conditions. Please contact bhattarairajeshwor@gmail.com to resolve any access-related concerns.
8. Governing Law & Jurisdiction
Legal Framework
These Terms are governed by the laws of Nepal. Razan's Blog operates from Nepal. Any legal disputes arising from the use of rajeshowerbhattarai.com.np shall be subject to the jurisdiction of the courts of Nepal.
- These terms are governed by the laws of Nepal.
- Any disputes will be resolved in the courts of Nepal.
- If any provision of these Terms is found unenforceable, the remaining provisions shall continue in full force and effect.
- These Terms constitute the entire agreement between you and Razan Blogs regarding the use of this website.
9. Contact Information
If you have any questions about these Terms and Conditions or need clarification about any aspect of Razan's Blog, please do not hesitate to contact us:
Platform Owner
Rajeshower Bhattarai
Website
Address
Hiramanitar, Suryagadhi Rural Municipality-4, Nuwakot, Bagmati Province, Nepal.
10. Intellectual Property Rights
Copyright & Ownership
All original content on Razan's Blog including tutorials, articles, study notes, PDFs, graphics, and website layout is owned by Rajeshower Bhattarai. The Razan's Blog name, logo, and domain rajeshowerbhattarai.com.np are proprietary to Rajeshower Bhattarai.
- Original articles, and study materials are copyrighted by Rajeshower Bhattarai.
- PDF notes, MCQs, and educational resources are created and owned by Razan Blogs.
- Website design, layout, and user experience elements are proprietary.
- The Razan Blogs name, branding, and logo may not be used without written permission.
- Third-party content, references, or external links retain their original copyrights.
- Users retain rights to personal notes or materials they create using our study resources.
11. Service Availability & Maintenance
Uptime & Maintenance
Razan's Blog strives to maintain high availability of our educational content and study resources. Scheduled maintenance may be performed during low-traffic hours to ensure optimal performance and security. Users will be notified of major maintenance updates through a website notice when necessary.
- Regular Maintenance: Periodic server and website maintenance may be conducted to improve performance and security.
- Emergency Fixes: Critical technical issues are addressed as quickly as possible when identified.
- Content Updates: New articles, study notes, and exam resources are added regularly based on syllabus updates and user needs.
- Resource Improvements: Existing resources and PDFs are updated to correct errors and improve clarity.
- Backup Systems: Regular backups are maintained to protect website data and ensure quick recovery in case of technical issues.
12. User Comments & Feedback
Community Guidelines
We welcome feedback, suggestions, and comments from our readers and students. All communication should be respectful, constructive, and relevant to our educational mission. Please send your feedback to bhattarairajeshwor@gmail.com or use the contact form available on our website.
- Comments and feedback should be relevant to the article, study material, or exam topic.
- Use respectful and professional language in Nepali or English.
- No spam, promotional content, or unrelated links in comments or messages.
- Constructive criticism and improvement suggestions are always welcome.
- We reserve the right to remove or not respond to abusive, misleading, or inappropriate messages.
- Your feedback may be used to improve our content and services (with your permission where necessary).
13. Third-Party Services & Links
External Links & Services
Razan's Blog may include links to external websites, educational platforms, or services for additional learning resources. While we carefully select and reference these links for academic value, we are not responsible for their content, privacy policies, accuracy, or availability.
- Educational Links: Links to official syllabus sources, academic institutions, research materials, and learning platforms.
- Reference Materials: Links to complementary articles, financial reports, government notices, or exam-related resources mentioned in tutorials.
- Exam Updates: Links to official Loksewa, banking, or other competitive exam websites.
- News Sources: Links to reputable financial, business, and educational news websites.
- Disclaimer: Razan Blogs is not responsible for the content, policies, or practices of any external website.
14. Security & Data Safety
Security Measures
Razan's Blog implements appropriate security measures to protect user data and ensure safe browsing. We prioritize website integrity and take reasonable steps to safeguard information transmitted through our platform.
- SSL encryption: Secure HTTPS encryption for all data transmission to and from rajeshowerbhattarai.com.np
- Regular security updates: Periodic updates and monitoring to reduce vulnerabilities.
- Secure Hosting: Reliable hosting environment with routine backups and system monitoring.
- Data Protection: We do not store sensitive personal files or confidential user data.
- Access Control: Administrative access is restricted to maintain website security.
- Security Reporting: Please report any security concerns immediately to bhattarairajeshwor@gmail.com
15. Limitation of Liability
Liability Limits
Razan's Blog is provided as a free educational platform. While we strive to provide accurate and reliable study materials, users acknowledge that they use our content at their own risk and discretion.
- Educational Purpose: All notes, PDFs, and resources are for educational and informational purposes only.
- User Responsibility: Users are responsible for verifying information and backing up any personal notes before applying study strategies.
- Third-Party Content: We are not liable for issues arising from external resources, linked materials, or references.
- Service Interruptions: We are not responsible for damages or losses resulting from website downtime or technical interruptions.
- Maximum Liability: Our liability is limited to the amount you paid for our services, which is zero, as all resources are provided free of charge.
16. Changes to Terms
Terms Updates
We reserve the right to update or modify our Terms and Conditions at any time without prior notice. Any changes will be posted on this page with an updated revision date.
Your continued use of Razan's Blog (rajeshowerbhattarai.com.np) after any changes constitutes acceptance of those updates. We encourage users to periodically review these Terms and Conditions to stay informed about our policies, your rights, and responsibilities as a reader or student.
Thank you for being part of the Razan's Blog community! We are committed to providing high-quality free study materials, tutorials, PDFs, and exam resources while maintaining a safe, respectful, and educational environment for all users.
17. Effective Date & Version History
Version Information
These Terms and Conditions are effective from February 20, 2026. This document represents Version 2.0 of our Terms, updated to reflect our expanded services, resources, and user feedback.
- Version 1.0: Initial terms (June 2023) – Basic website and study materials.
- Version 2.0: Current terms (February 20, 2026) – Expanded study notes, PDFs, tutorials, and enhanced privacy policies.
- Next Update: Planned for 2027 based on user feedback and content expansion.
- Notification: Major changes will be announced on the Blog homepage.
18. Legal Contact & Dispute Resolution
Legal Matters
For legal matters, copyright concerns, or formal disputes related to Razan's Blog, please contact us through official channels. We encourage resolving issues amicably before pursuing any legal action.
Registered Address
Hiramanitar,
Suryagadhi Rural Municipality-4,
Nuwakot District,
Bagmati Province, Nepal
Response Time
Legal matters: 7-10 business days
Copyright issues: 3-5 business days
General disputes: 2-3 business days
Required Information
1. Your full name and contact details.
2. Specific issue or concern.
3. Relevant URLs or content.
4. Preferred resolution method.
19. Final Acknowledgment
Thank You for Using Razan's Blog
By using Razan's Blog, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. You also acknowledge that these Terms may be updated periodically, and your continued use of our platform constitutes acceptance of any changes.
Razan's Blog Mission: To provide free, accessible study materials, tutorials, PDFs, and exam resources for Accounting, Finance, Business Studies, and Loksewa preparation while maintaining the highest standards of quality, security, and educational value.
Contact Us: For any questions, suggestions, or support, reach out to Rajeshower Bhattarai at bhattarairajeshwor@gmail.com
Important Reminder
These Terms and Conditions are legally binding. If you do not agree with any part of these Terms, please discontinue use of Razan Blogs immediately. Your continued use of this platform indicates your acceptance of these Terms in their entirety.